Who We Serve
Life Science Executives
Executives in the life sciences industry face unique financial challenges and opportunities, from complex equity compensation and high-income tax planning to navigating liquidity events and long-term wealth preservation. Our specialized advice brings deep understanding of industry dynamics, helping you make strategic decisions that align with both your professional trajectory and your personal financial goals. Whether it's managing concentrated stock positions, planning for retirement, or preparing for IPOs and M&A events, we provide clarity and confidence so you can thrive in an evolving field.
Physicians
Physicians face a complex financial landscape—from managing student debt and navigating delayed income to planning for retirement. We help you create a plan that grows with your career, whether you're in residency, private practice, or preparing for retirement. With us as your trusted partner, you can focus on patient care while building lasting financial wellness.
Moving from academia to industry? We work with you too.
Residents:
- Student loan debt management strategies
- Budgeting
- Disability Income Insurance and Term Life Coverage
- Initial retirement savings into employer sponsored plans or roth IRA
Attending Physicians (in addition to helping maximize the above, we begin to explore):
- Holistic financial planning
- Exploring term to permanent life insurance coverage conversion
- Deferred compensation plans
- Build investment portfolio outside of employer sponsored plans
- Tax strategies
Pre-Retirees
As you approach retirement, the decisions you make now will shape the decades ahead. This is the time to move beyond simply building wealth and begin creating a plan that supports your lifestyle, your family, and your long-term goals.
We help pre-retirees make that transition with clarity and confidence through a structured approach:
- Design retirement income using a multi-bucket strategy for reliable cash flow and continued growth
- Optimize Social Security and Medicare decision
- Plan ahead for required minimum distributions (RMDs) to help manage future taxes
- Align your investments with your changing risk profile
- Prepare for healthcare and long-term care costs
- Develop estate and charitable strategies to support a lasting legacy
Business Owners
Running a business means wearing many hats—and managing your personal finances often takes a backseat. We help business owners align their personal and professional goals, from establishing employee sponsored plans and minimizing taxes to planning for succession or a successful exit. With a strategic partner by your side, you can build a plan that supports both your business growth and long-term financial independence.
- Helping with employee sponsored plans
- Evaluating different plans
- Cash balance plans
- 401ks for you and your employees
- Financial planning for business owners
Fire Fighters
You dedicate your life to protecting others, often while juggling unique retirement systems, shift-based income, and demanding schedules. Having someone in your corner who understands your benefits and challenges is huge. We can help you make the most of your pension, plan for early retirement, and create a solid foundation for your family’s future, turning your years of service into lifelong financial security.
- Disability Income Insurance
- Life Insurance
- Paying down debt
- College saving planning
- 457s
- Pension optimization